Things To Do When Your Identity Is Stolen: 7 Essential Steps To Follow
Reports have indicated that identity fraud is a problem that is on the rise. As much as it is affecting so many people, the problem may remain unsolved for much longer. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. The good part for you is that you can be ahead of the fraudsters by learning the critical steps to take once your identity has been stolen. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Lucky for you, there some tips that could assist you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
For one, ensure that you have notified companies about your stolen identity. The best thing is to always act as fast as you can. You can’t just wait to later hear about fraudster activities that have already taken place. Rememeber that these people can act really fast. Therefore, any relevant company needs to know about the theft. With account takeovers, the information on your card can be compromised. In the case where you call your card issuer, then they are in a position to act fast and prevent the fraudsters from accessing more information to jeopardize your affairs.
As well, ensure that you file a report with the Federal Trade Commission. They deal with identity theft cases. They do not deal with the criminal charges but will definitely provide information to law enforcement that will help in tracking the fraudsters. When you need to file a report you just log in to their website. Once you have filled they give you a recovery plan. Even more, they will issue you with documents that can be used to file a report with the police and evidence. view here for more
Even more, file a report on the case with the police. You will have documentation that can be useful evidence and the police can as well assist. click here for more
Another thing is that you should ensure that a fraud alert is placed on your card. Institutions can therefore know that your identity may be compromised. click here
The next thing you’ve got to do is freezing your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. Again, call the main credit bureaus and make this request. . discover more
Tightening Security on your accounts is also critical. Do not use the same passwords for all accounts and make it easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.