What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
One of the notable issues that seems to be affecting millions of people is identity fraud. As much as it is affecting so many people, the problem may remain unsolved for much longer. This means that you need to be alert and keen. The good part for you is that you can be ahead of the fraudsters by learning the critical steps to take once your identity has been stolen. Being a victim of identity fraud can be a dangerous since you can even lose your finances. Good for you, we have some information of value that can assist you just in case something like this happens to you. Read this article to the very end and learn more on the steps you should take if your identity is stolen.
For starters, you will need to inform companies of the incident. It is always best if you can act as fast as possible. It will be wrong for you to sit around and wiat to hear about fraudster activities. Rememeber that these people can act really fast. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With account takeovers, it is possible that your card information gets compromised. In the case where you call your card issuer, then they are in a position to act fast and prevent the fraudsters from accessing more information to jeopardize your affairs.
As well, ensure that you file a report with the Federal Trade Commission. They collect all information relating to stolen identity cases. Although they do not have the power to pursue criminal charges, they can provide essential information to law enforcement agencies to help in tracking down the criminals. You just get to their website and file your case. Once you have filled they give you a recovery plan. They also provide you with documentation to assist you in filling with the police and to be used as evidence. view here for more view here for more
Even more, file a report on the case with the police. You will have documentation that can be useful evidence and the police can as well assist. click here for more
Get the main credit bureaus to place a fraud alert on your card. Institutions can therefore know that your identity may be compromised. click here
Still, make a point of freezing your credit. Nobody will get your credit report even if they request for it. You only have to call the main bureaus and have them do it.. discover more
Always tighten security when it comes to accounts. Avoid making use of one password for all accounts as this can be easy to guess. click for more
You can also seek the guidance of an identity theft attorney.