What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
Reports have indicated that identity fraud is a problem that is on the rise. As much as it is affecting so many people, the problem may remain unsolved for much longer. This means that you need to be alert and keen. The best thing is that there are essential steps you can always take to ensure that these fraudsters do not jeopardize your identity. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Good for you, we have some information of value that can assist you just in case something like this happens to you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
For one, ensure that you have notified companies about your stolen identity. The best thing is to always act as fast as you can. It will be wrong for you to sit around and wiat to hear about fraudster activities. Rememeber that these people can act really fast. Therefore, any relevant company needs to know about the theft. With the issue of account takeovers, it is easy for your card to get compromised. In the case where you call your card issuer, then they are in a position to act fast and prevent the fraudsters from accessing more information to jeopardize your affairs.
Also, ensure that you have filled a report with the Federal Trade Commission. This one deals with all cases relating to identity theft. They do not deal with the criminal charges but will definitely provide information to law enforcement that will help in tracking the fraudsters. When you need to file a report you just log in to their website. Once you have filled they give you a recovery plan. Even more, they will issue you with documents that can be used to file a report with the police and evidence. view here for more view here for more
You also need to ensure that you file with the police. You will have documentation that can be useful evidence and the police can as well assist. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
Go ahead and freeze your credit. Nobody will get your credit report even if they request for it. Again, call the main credit bureaus and make this request. . discover more
Tightening Security on your accounts is also critical. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.
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